The stress is mounting with each passing day. The bills are continuing to pile up while you are unable to earn an income. Your doctor has told you that you will not be going back to work—that your injury is permanent or likely to result in death.
You have decided to file for Social Security disability benefits, but you’ve heard that an approval can take forever—especially if you have to provide additional information to the Social Security Administration (SSA) or pursue an appeal.
What Will You Do While You Wait?
Before you start receiving Social Security disability checks, you can:
- Go through your private disability insurance. If you have private disability insurance, you may able to get benefits more quickly depending on the terms of your insurance policy.
- Look into public assistance. You may qualify for programs such as Temporary Assistance for Needy Families, unemployment, or other forms of government assistance.
- Borrow money. You may be able to borrow against your home, from friends, or from financial institutions.
The specific choices that you make are up to you.
But Don’t Delay Your Social Security Disability Application—Or Give the SSA Reason to Delay Your Approval
Instead, do what you can to make sure your application is approved as quickly as possible and to minimize the time between when you file an application and when you receive benefits. You can file a complete application with all of the supporting medical and other documentation you need so that your application can be quickly approved. If you need help completing your application, please contact us via this website to schedule a meeting.
by Paul B. Burkhalter Managing Partner of Morgan & Weisbrod, Board Certified in Social Security Disability Law.