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Stay-at-home moms may have one of the hardest jobs on the planet – but what happens when they become disabled by a physical condition or mental illness? Can stay-at-home parents qualify for Social Security disability payments even if they don’t receive a regular paycheck for caring for their children?

Some disability benefits depend on work history

In order to receive Social Security Disability Insurance (SSDI) benefits, you must have a significant history of work in your recent past. How much work over which time period depends on your age, so check with a Texas disability benefits attorney for more information about your specific case. Since many stay-at-home moms and dads worked before having children, it is very possible that you qualify for benefits. One exception may be if you have not been in the workforce for more than a few years.

You may qualify for Supplemental Security Income (SSI)

Unlike SSDI benefits, qualifying for Supplemental Security Income (SSI) benefits does not have anything to do with your work history or your past contributions to the program, but rather with your current income. If you have a small amount of resources and a low income, and if you suffer from a disability that renders you unable to work for a year or more, you may be eligible for SSI benefits.

Speak to a Houston disability benefits lawyer to learn more about your case

If you are a disabled SAHM who is struggling to support your family, there are likely resources, programs, and support systems available to you. Depending on your work history and poverty level, you may qualify for either Social Security Disability Income (SSDI) benefits or Supplemental Security Income (SSI).

The best way to understand your options for disability benefits as a stay-at-home parent is to speak with a Texas disability benefits attorney to discuss your medical condition, your financial status, and your options for support. Call Morgan & Weisbrod today at 800.800.6353 to schedule a meeting.

Morgan & Weisbrod LLP

by Paul B. Burkhalter
Managing Partner of Morgan & Weisbrod, Board Certified in Social Security Disability Law.


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