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Supplementary Security Income (SSI) is a federal program that provides monthly benefits to those with low incomes and few resources who are disabled, blind, or over 65 years old. Both children and adults can qualify for benefits. To qualify for SSI benefits due to a physical or mental disability, you must be unable to work for at least 12 months, have little or no income, and have under $2,000 in resources (such as property and other assets). Couples may have up to $3,000 in resources.

Unlike Social Security Disability Insurance (SSDI), SSI payments are not based on an individual’s work history or past contributions. Instead of being funded by Social Security taxes, SSI is funded by federal income taxes. As of 2011, about 8 million Americans receive some amount of Supplementary Security Income.

You may apply for Supplementary Security Income though your local Social Security Administration office. During the application process – which takes approximately three to six months – applicants must prove their disability and disclose their income and resources. If you are denied SSI benefits, you have 60 days to appeal your case.

Have more questions about Supplementary Security Income (SSI)? Speak with a Texas disability attorney today.

Morgan & Weisbrod LLP

by Paul B. Burkhalter
Managing Partner of Morgan & Weisbrod, Board Certified in Social Security Disability Law.


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