Many of my clients are given prescriptions by their doctorst hat they never fill because they do not have the money to pay for them. This can be devastating. It can result in unnecessary pain or worsening of a medical condition, and it doesn’t have to happen.
There May Be Ways to Afford Your Prescription Medication
There are an increasing number of ways to get free or heavily discounted prescription medications today if you know where to look. If you or a loved one needs a medication that you cannot afford, you could consider:
- Generic Discount Drug Programs. Approximately 40 pharmacies participate in this program. This includes some large pharmacy chains such as Walgreens and Walmart. They offer an extensive list of generic prescription drugs beginning at $4 for a 30-day supply. They also offer a 90-day supply of some medications beginning at $9.99. I was able to reduce a client’s monthly prescription costs from $280 per month to around $40 per month by going through his prescriptions and finding that most were available for $4. However, be sure and check the “sign up” fee as some stores charge one and there are others that do not charge one.
- Shop around for non-generic drugs. Some medications are not available in generic drug and these drugs tend to be expensive. You can use the internet to shop around for the best price on prescription drugs. NeedyMeds, for example, is one website that can help you.
- Check with the drug manufacturer for coupons. This can help decrease the out-of-pocket cost to you.
- Talk to your doctor about samples. If your doctor receives samples of your medication and knows that you are in need, he or she may be able to help you out.
No one should be denied an effective treatment for their illness or condition because they don’t have insurance or enough money to buy it. Accordingly, I encourage you to research your options before you decide to do without a useful medication because of its sticker price.
by Paul B. Burkhalter Managing Partner of Morgan & Weisbrod, Board Certified in Social Security Disability Law.