What Is Supplemental Security Income? Can I Get Benefits?

Supplemental Security Income (SSI) is a disability benefits program run by Social Security for people who cannot work due to severe medical issues and can demonstrate particularly pressing financial need.

If you’re approved for benefits, you receive monthly checks to help you afford your necessities, and you get access to Medicaid health care. SSI is a vital resource to preserve your stability, dignity and independence.

But actually getting approved is an uphill battle.

Applying for Supplemental Security Income (SSI) can be especially tricky due to the program’s extra financial requirements.

If you get denied, you’re not alone. Social Security denies most people at first. Let the Dallas disability lawyers at Morgan Weisbrod help you appeal and show the Social Security Administration (SSA) that you have a valid SSI claim.

The disability attorneys of Morgan Weisbrod have been assisting Texans with disability claims for more than 50 years. We’re one of the top disability firms measured by how much we win for our clients in SSA data on disability representatives.

Morgan Weisbrod disability lawyers serve Dallas, Fort Worth, Arlington, Irving, Plano, Garland, Tyler and communities all over Texas.

Let our team help you fight for this financial lifeline.

No attorney fee until you win benefits.

How Do You Qualify for SSI in Texas?

Social Security runs two disability benefits programs. Besides SSI, the other one is Social Security Disability Insurance (SSDI), which requires you to show a significant, recent work history.

To qualify for either kind of Social Security Disability benefit, you have to prove that you can’t work any job because of your health problems. You need to make it clear that you will have at least 12 months of inability to work, if that much time hasn’t passed already.

SSI also has a unique requirement that SSDI applicants don’t have to worry about—limits on financial resources.

You can qualify for SSI even if you have never worked and paid into Social Security, or if you haven’t worked in a long time, but the trade-off is that you can’t receive benefits if you have too many financial resources available to you.

The limit is $2,000 for individuals and $3,000 for couples. It’s an incredibly strict limit that the government hasn’t updated in decades.

Some assets, like your primary residence, are exempt from this calculation, but it’s still a tight restriction.

You will be denied disability benefits if you have too many financial resources—money, investments or property that SSI counts against those low limits.

Currently working and earning money, even limited amounts, can endanger your benefits. Even one-time payments like inheritances, lawsuit payouts or insurance settlements can complicate whether you still receive SSI benefits.

If you’re not sure if you qualify for SSI benefits, SSDI benefits, or have questions about these difficult rules, our Texas disability attorneys can help. Contact us to set up a conversation with our team.

Applying for SSI Benefits in Dallas

You usually apply for SSI over the phone or at a local Social Security office near you in Texas.

Applying for benefits requires much more than reporting you have a work-stopping health issue and filling out a few forms. You’ll need hard evidence to convince the SSA that you deserve benefits.

If you’re applying for SSI benefits, we recommend gathering documents like these before you get on the phone with Social Security or go to an office:

  • Medical test results
  • Medical imaging
  • Medical records showing your diagnosis
  • Your doctor’s evaluation of your everyday capabilities
  • Treatment notes from a psychiatrist or psychologist
  • A list of medications you’ve been prescribed, their dosages, their effects and side effects
  • Documentation of treatment you’ve undergone for your health condition
  • Records of surgeries and other procedures
  • Hospitalization records
  • Statements from friends, family members and anyone else who has witnessed your health struggles

How Much Does SSI Pay?

SSDI and SSI both offer monthly benefits, but the payments are calculated in different ways.

SSDI payments are based on a recipient’s work history, but working isn’t a requirement for SSI. You can qualify for these benefits even if you never held a job and paid into Social Security.

Instead, Social Security sets a maximum SSI payment ($994 for individuals and $1,491 for couples as of 2026), and then it reduces the benefit based on other aid, assistance or income available to you. Social Security typically raises the maximum a little bit every year.

Some things that could affect your monthly payments include:

  • Income from working a limited amount
  • Income from other sources, like investments or a pension
  • Housing support you receive
  • Other types of disability benefits you receive, like SSDI and workers’ compensation
  • Unemployment benefits

It’s important to note another big difference between SSDI and SSI benefits here.

It takes a long time to win disability benefits, so you will be awarded a lump sum of back benefits to make up for the months or years that you waited for approval.

When you get approved for SSDI, the established onset date (EOD) of your disability is used to calculate your back pay. Social Security decides at what point your health issues first qualified for benefits and starts from there.

When you get approved for SSI, the application date is what matters.

Even if you suffered from health conditions for months or years before applying for SSI benefits, you won’t receive back pay for all of that time—only from the date you applied.

It’s critical to apply for Supplemental Security Income benefits as soon as you realize that your health problems are making it impossible to work.

How the Morgan Weisbrod Texas Disability Attorneys Help You

When you’re denied SSI benefits, our Dallas disability lawyers can help you respond to Social Security and strengthen your claim on appeal.

Our team:

  • Helps you fill out SSA appeal forms accurately and completely
  • Helps you update your medical situation and records
  • Works with your doctors to get the medical evidence you need
  • Helps you avoid common mistakes that result in more delays or denials
  • Keeps you ahead of important deadlines
  • Tracks your claim as it moves through the process
  • Answers questions you have any time during the SSI appeals process
  • Prepares you for a disability hearing and supports you in your hearing
  • Follows up with you after your claim is approved

Our office won’t keep handing your file to different staff members, leaving you with no one to talk to who knows you and your disability claim.

We’ll give your claim for SSI benefits the personal attention it deserves. You’ll have direct access to your lawyer when you really need help.

The team at Morgan Weisbrod has helped thousands of people across the state of Texas when they needed financial assistance. Let us help you get another chance at SSI benefits to help you take care of yourself in tough time.

Contact Our Texas Social Security Disability Lawyers Now.

Morgan Weisbrod  LLP

by Paul B. Burkhalter
Managing Partner of Morgan Weisbrod, Board Certified in Social Security Disability Law.

CONNECT WITH ME

© 2026 Morgan Weisbrod, All Rights Reserved, Reproduced with Permission Privacy Policy | Site Map

Skip to content