This was supposed to be the time when you were building your career, your family, and your life. As a thirty-something person in the workforce, you fully expected to continue working for the next twenty-five to thirty years.
But Your Diagnosis Has Made That Impossible
Instead of using this time in your life to build your net worth and to plan for your future, your doctor has given you the devastating news. You are totally disabled, and your life expectancy may be very short. The time that you have left to provide for your family is limited, and you need to do everything in your power to help them while you still can.
One of the things that you can do is to apply for Social Security disability benefits. In order to qualify for Social Security disability in your thirties, you must:
- Be totally disabled. You will be considered disabled if you are unable to work and your condition is expected to last for at least one year or result in death.
- Have worked the required amount of time. If you are age 31 or older, the Social Security Administration (SSA) requires that you have worked for five of the last ten years. If you are between the ages of 24 and 31, you must have worked for at least half of the time since turning 21. If you are just thirty years old, you may qualify if you have worked less than five of the past ten years.
Applying for Social Security disability benefits at any age can be a daunting task. To learn more about your rights and about what you can do if you are disabled during your prime earning years, please read our FREE Social Security Disability Fact Sheet, or start a live chat with us today.
by Paul B. Burkhalter Managing Partner of Morgan & Weisbrod, Board Certified in Social Security Disability Law.