What is the Direct Express Debit MasterCard?

The Direct Express Debit MasterCard is one of two choices that Social Security disability recipients and Supplemental Security Income (SSI) recipients have for receiving paperless monthly checks. The second option is a direct deposit of funds into your bank or credit union account. Paperless options are safer and more secure than getting a check in the mail and also more convenient choice for many.

 

The Direct Express debit card is ideal for those who do not have a bank account, though anyone may request a card. Each month, your Social Security benefits will become available on the card, which you can use to make purchases directly or to get cash at ATMs. While your first ATM withdrawal of the month is free, subsequent withdrawals cost 90 cents each. There are also fees to use your card abroad and to transfer money from your card to a bank account.

 

When the Social Security Administration switches over to an all-paperless payment system next year, check recipients will have to choose between this option or a bank deposit option.

 

Do you have a question about your Social Security benefits or a denied Social Security claim? Speak with a Dallas Social Security disability attorney at Morgan & Wiesbrod today at (800) 800-6353.

Carl M. Weisbrod
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Managing Partner of Morgan & Weisbrod, Board Certified in Social Security Disability Law